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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a car crash claim to be resolved than an 18-wheeler collision. Accidents involving trucks are usually associated with severe injuries. There are many variables that influence the time it takes to come to an agreement. Here are some of the most important considerations. Insurance claims Just like any vehicle on the road, 18-wheeler truckers are required to carry a minimum amount of insurance. This is due to collisions with large trucks are more likely to cause serious injuries and property damage in comparison to a car accident. In fact, these wrecks often result in deaths and catastrophic injuries. Because of this, it is important that victims of these accidents seek the compensation they are entitled to. Although 18 wheeler insurance is essential but it isn't always easy to find policies that satisfy all your requirements. You may need to purchase additional insurance based on the type and amount of cargo that your trucks carry. Hazmat carriers, for instance, may require liability insurance of up to $5 million. Other policies that you might need include towing insurance, trailer interchange insurance, and cargo insurance. A skilled attorney can assist you in determining what type of insurance is required by your company. They will assist you in negotiating with insurance companies to ensure that your claim is resolved. In some cases, insurance companies will try to limit their liability by claiming comparative negligence. This could greatly diminish your claim. A lawyer can help to challenge these claims and receive the highest amount of compensation that you are entitled to. A seasoned lawyer will ensure that you receive the cash you need to recover regardless of the way you were injured in your accident. Settlements In many cases, the victim of a truck collision will be offered a settlement before filing an action. The offer is typically less than what the victim actually deserves. It's made by the trucking company or their legal team. The offer should not be accepted without consulting an attorney for personal injuries. The amount of a settlement will depend on many factors, including the severity of injuries, property damage, and medical expenses. Other damages that are not economic can also be considered, especially if you were emotionally or physically affected by the accident. These losses are hard to quantify and require an expert analysis. The amount of compensation you receive will also be affected by the decision on liability. If you can prove the person responsible for the accident violated traffic laws, was negligent or caused the accident through some other act of misconduct, they will be accountable for the damages. There are also legal defenses that restrict their liability, like comparative fault or contributory negligence. The owners of companies that transport goods can also be held accountable for accidents. This could occur when a driver drove the truck in poor conditions or in the event that a business failed to maintain the vehicle. Additionally, if the cargo was not properly loaded or the equipment of the truck was damaged the shipping company and the cargo loading company could be held liable. Filing a lawsuit You could be required to file a lawsuit if the insurance company did not offer an equitable settlement. This could delay the resolution of your case, but it can also result in a higher award of damages. A lawyer for truck accidents is the best option whether you decide to settle or go to court. The insurance companies in this case are going to attempt to lower your compensation which is why you require someone to protect your interests. A Lafayette truck accident lawyer can examine your accident and determine the value of the damages so that you get the maximum amount of compensation. In many 18-wheeler collisions there are a variety of people who are accountable. If the driver of the truck was under the influence of alcohol or violated the hours of service regulations then his or her employer may be held responsible. In addition, the company that makes of a vehicle part or repair shop could be held liable if a defective part caused the accident. Furthermore, cargo loading and shipping companies can be held responsible for accidents that happen to their trucks. This is because these trucks have to be loaded and shipped in a manner that is safe to avoid them falling over or being jackknifed. Consequently, these companies must adhere to strict safety regulations. The law also allows you to claim economic damages, for example, pain and suffering. Trial Most cases involving truck accidents are settled through negotiations with an insurance company. 18 wheeler accident settlement elgin should be based on all medical expenses as well as treatment costs and other losses that you will incur. Your lawyer can also assist you in determining the future damages you could be, as well as whether punitive damages may be applicable. An experienced attorney can help you through this procedure. The severity of your injuries will determine how much compensation you can expect. Certain injuries will only affect you for a few weeks or months, while others will have lasting effects on your life. It may also take time to determine fault, as it is not always immediately clear in 18 wheeler accidents. This is because there can be multiple liable parties such as the driver of the truck and the company that employs them. In some instances, there may be mechanical issues with the vehicle that cause a crash, in which case it might be necessary to hold the repair shop or manufacturer liable for your damages. There are a myriad of aspects that can affect the amount of an 18-wheeler's settlement, however, these types of cases tend to have higher settlements than those involving automobiles. This is due to the severity of the injuries and damages that can result from these accidents.